Terms and Conditions

Last Modified: 8 April 2026

These Terms and Conditions ('Agreement', 'Terms') constitute a legally binding contract between you ('User', 'you', 'your') and Trading Layer ('Company', 'we', 'us', 'our'), governing your access to and use of the Trading Layer platform, website located at https://trading-layer.com, all related software, tools, APIs, bots, and services (collectively, the 'Services').

1. DEFINITIONS

For the purposes of these Terms, the following definitions apply:

  • "Platform" means the Trading Layer software-as-a-service (SaaS) application, website, and all associated tools and infrastructure provided by the Company.
  • "Signal Provider" means a User who subscribes to the Platform for the purpose of creating, managing, and distributing trading signals or other content via Telegram bots or channels.
  • "End Client" means any individual who receives content, signals, or messages from a Telegram bot or channel operated by a Signal Provider using the Platform.
  • "Telegram Bot" or "Bot" means an automated Telegram account configured by a User through the Platform using their own bot token obtained via Telegram's BotFather service.
  • "Trading Signal" means any content, alert, message, recommendation, or notification relating to financial instruments posted or transmitted by a User through the Platform.
  • "Subscription" means the recurring paid access plan selected by a User, billed monthly or annually.
  • "Free Trial" means a ten (10) day trial period offered to new Users upon providing valid payment credentials.
  • "Refund Policy" means the Company's policy on refunds, accessible at https://trading-layer.com/legal/refund-policy.
  • "Content" means any data, text, information, signals, instructions, media, or other material posted, transmitted, or distributed by a User through the Platform.
  • "Broker Integration" means the optional feature enabling Users or their End Clients to connect their trading accounts with third-party brokerage services via the Platform.

2. ACCEPTANCE OF TERMS

By accessing or using the Services in any way — including registering an account, initiating a Free Trial, subscribing to any plan, connecting a Telegram bot, or integrating a broker account — you affirm that:

  • You have read, understood, and agree to be bound by these Terms;
  • You are at least 18 years of age or the age of legal majority in your jurisdiction, whichever is greater;
  • You have the legal authority to enter into this Agreement on behalf of yourself or, if applicable, your organisation;
  • Your use of the Platform complies with all applicable laws and regulations in your jurisdiction;
  • You acknowledge that the Company provides technology infrastructure only and does not provide financial advice, investment recommendations, or regulated financial services of any kind.

If you do not agree to all of these Terms, you must immediately discontinue your use of the Platform and Services.

3. DESCRIPTION OF SERVICES

Trading Layer is a SaaS platform designed exclusively as a technology and automation infrastructure tool for trading signal community owners, signal providers, and related operators. The Platform enables Users to:

  • Create and manage accounts on the Platform;
  • Connect and manage their own Telegram channels and Telegram bots by providing their own bot tokens;
  • Compose, schedule, and distribute content, messages, and notifications through their Telegram bots and channels;
  • Manage subscriber audiences and community members via a centralised CRM interface;
  • Launch and operate automated Telegram-based trading signal communities;
  • Optionally integrate with third-party brokerage services and trading accounts;
  • Access AI-powered automation tools for content distribution and community management.

The Services are provided strictly as a technology and communications infrastructure tool. The Company does not: create, generate, curate, verify, endorse, or guarantee any trading signals or financial content distributed through the Platform; operate, manage, or control any Telegram bot or channel on behalf of any User; provide brokerage, investment advisory, portfolio management, or any other regulated financial service; act as a financial intermediary of any kind.

4. ACCOUNT REGISTRATION AND ELIGIBILITY

4.1 Registration Requirements

To access the Services, you must register for an account by providing accurate, current, and complete information. You agree to update this information promptly if it changes. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

4.2 Account Security

You must immediately notify us at support@trading-layer.com of any unauthorised use of your account or any other breach of security. The Company will not be liable for any loss or damage arising from your failure to protect your account credentials.

4.3 Eligibility

The Services are available only to persons who can form legally binding contracts under applicable law. By registering, you represent and warrant that you are not prohibited from receiving services under the laws of the United Arab Emirates or your country of residence.

4.4 One Account Per User

Each User is permitted one account unless expressly authorised otherwise by the Company in writing. Creating multiple accounts to circumvent restrictions, Free Trial limitations, or any other Terms is strictly prohibited and may result in immediate termination of all associated accounts.

5. SUBSCRIPTIONS, BILLING, AND PAYMENTS

5.1 Subscription Plans

Access to the full features of the Platform requires an active paid Subscription. The Company offers Subscription plans billed on either a monthly or annual basis, as selected by the User at the time of registration or as subsequently changed in the User's account settings.

5.2 Billing and Automatic Renewal

All Subscriptions are recurring. By subscribing, you authorise the Company (through its payment processors, Paddle.com and/or Ziina.com) to automatically charge your designated payment method at the beginning of each billing cycle (monthly or annual) until the Subscription is cancelled. You are responsible for ensuring your payment method remains valid and up to date. The Company reserves the right to suspend or terminate access to the Services if payment cannot be processed.

5.3 Pricing

Current pricing for all Subscription plans is displayed on the Platform at https://trading-layer.com. The Company reserves the right to modify pricing at any time. Any price changes will be communicated to existing Subscribers with a minimum of thirty (30) days' notice before taking effect. Continued use of the Services after the effective date of a price change constitutes acceptance of the new pricing.

5.4 Taxes

Subscription fees are exclusive of all applicable taxes, levies, or duties (including VAT). You are responsible for paying all such taxes in your jurisdiction. If the Company is required to collect or remit taxes on your behalf, such taxes will be added to the applicable fees.

5.5 Payment Processors

All payments are processed by third-party payment processors (Paddle.com and/or Ziina.com). The Company does not store or have direct access to your full payment card information. By making a payment, you agree to be bound by the terms and privacy policies of the applicable payment processor.

6. FREE TRIAL

6.1 Trial Period

New Users may be eligible for a ten (10) day Free Trial upon registration and provision of valid payment credentials. The Free Trial provides access to the Platform features as described on the registration page.

6.2 Payment Method Required

A valid payment method (credit card or debit card) must be provided to activate the Free Trial. Your payment method will not be charged during the Free Trial period.

6.3 Automatic Conversion

Upon expiration of the Free Trial period, your Subscription will automatically activate and your payment method will be charged the applicable Subscription fee for your selected billing cycle. You will not receive a separate notice before this charge occurs. If you do not wish to be charged, you must cancel your account before the Free Trial period expires.

6.4 One Trial Per User

The Free Trial is available once per User, email address, payment method, and household. Attempting to obtain multiple Free Trials through the creation of multiple accounts or use of multiple payment methods constitutes a material breach of these Terms.

7. CANCELLATION AND REFUND POLICY

7.1 How to Cancel

You may cancel your Subscription at any time through either of the following methods:

  • Directly within your account dashboard / personal cabinet on the Platform; or
  • By sending a written cancellation request to support@trading-layer.com from the email address associated with your account.

Cancellations take effect at the end of the current billing period. You will retain access to the Platform until the end of the paid period.

7.2 Refund Policy

The Company offers a thirty (30) day money-back guarantee for new Subscriptions, subject to the conditions set out in our full Refund Policy, which is available at:

https://trading-layer.com/legal/refund-policy

Refund eligibility, process, and timelines are governed exclusively by the Refund Policy page linked above. That page is incorporated herein by reference. In the event of any conflict between these Terms and the Refund Policy, the Refund Policy shall govern with respect to refund matters.

7.3 No Refunds for Partial Periods

Except as expressly provided in the Refund Policy, Subscription fees are non-refundable for any partial billing period. Cancelling mid-cycle does not entitle you to a prorated refund of the remaining period.

7.4 Refunds in Cases of Termination for Breach

If the Company terminates your account due to a material breach of these Terms, you will not be entitled to any refund of fees paid.

8. USER RESPONSIBILITIES AND ACCEPTABLE USE

8.1 General Obligations

You are solely responsible for all activities conducted through your account and all Content posted, transmitted, or distributed through the Platform. You agree to use the Services only for lawful purposes and in compliance with all applicable local, national, and international laws and regulations.

8.2 Prohibited Conduct

You expressly agree NOT to use the Platform or Services to:

  • Distribute, post, or transmit any Content that is fraudulent, misleading, deceptive, defamatory, obscene, illegal, or in violation of any third party's rights;
  • Offer, distribute, or promote unlicensed financial advice, investment management, or regulated financial services without holding all required regulatory licences and authorisations in each applicable jurisdiction;
  • Manipulate financial markets or engage in any form of market manipulation, pump-and-dump schemes, or other dishonest trading practices;
  • Use the Platform to solicit funds from End Clients for pooled investment schemes, discretionary trading, or any activity that constitutes a regulated financial service;
  • Misrepresent the nature, performance, accuracy, or reliability of any trading signal or Content;
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code from the Platform;
  • Use automated tools, bots, scrapers, or crawlers to access or extract data from the Platform (other than through our official APIs);
  • Circumvent, disable, or otherwise interfere with security-related features of the Platform;
  • Impersonate the Company, any employee of the Company, or any other person or entity;
  • Use the Services to harass, abuse, or harm any person;
  • Violate Telegram's Terms of Service in connection with your use of the Platform;
  • Attempt to obtain unauthorised access to other User accounts or the Company's systems.

8.3 Regulatory Compliance

It is your sole responsibility to determine whether your activities on the Platform require any regulatory licence, registration, or authorisation in any jurisdiction in which you or your End Clients are located. The Company makes no representation that the use of the Platform is lawful in any particular jurisdiction. If you are distributing trading signals, market commentary, or financial-related content to End Clients, you are solely responsible for ensuring you hold all necessary licences and comply with all applicable financial services regulations, including but not limited to those of the UAE Securities and Commodities Authority (SCA), the Dubai Financial Services Authority (DFSA), and any other relevant authority.

9. TELEGRAM INTEGRATION AND BOT USAGE

9.1 Your Own Bot Token

The Platform enables you to connect your own Telegram bots and channels by providing your bot token obtained directly from Telegram's BotFather service. The bot token belongs to you. You are solely responsible for the security and management of your bot token. The Company will use your bot token only to provide the Services you have requested.

9.2 Your Responsibility for Bot Content

You are entirely and exclusively responsible for all Content posted, published, forwarded, or otherwise transmitted through any Telegram bot or channel connected to the Platform under your account. The Company has no ability to review, does not review, and expressly disclaims any responsibility for the Content transmitted by your bots or channels. You acknowledge that the Company acts solely as a technology conduit and has no editorial control over your Content.

9.3 Compliance with Telegram's Terms

Your use of Telegram bots in connection with the Platform must comply with Telegram's Terms of Service and API Usage Policy at all times. You are solely responsible for ensuring such compliance. The Company shall not be liable for any suspension, termination, or restriction of your Telegram account or bot by Telegram.

9.4 End Client Relationships

The relationship between you and your End Clients is exclusively your responsibility. The Company is not a party to any agreement between you and your End Clients. You are solely responsible for all representations made to, and all obligations owed to, your End Clients. The Company shall not be liable to any End Client for any loss, damage, or claim arising from Content distributed through your bot.

10. BROKER AND TRADING ACCOUNT CONNECTIONS

10.1 Optional Integration

The Platform offers an optional feature that allows Users and/or their End Clients to connect third-party brokerage accounts and trading accounts to automated bots created through the Platform. This feature is provided as a technical integration tool only.

10.2 No Endorsement of Brokers

The Company does not endorse, recommend, or guarantee the suitability, reliability, or performance of any third-party broker or trading platform that may be integrated with the Platform. The Company has no affiliation with any broker unless explicitly stated in writing.

10.3 Your Responsibility

You are solely responsible for: (a) selecting and vetting any broker with which you or your End Clients integrate; (b) ensuring that such broker is duly licensed and authorised to operate in all relevant jurisdictions; (c) the accuracy and legality of any automated trading instructions transmitted through a broker connection; and (d) all financial outcomes arising from broker-connected automated trading activity.

10.4 No Execution of Trades

The Company does not execute, route, or clear any trade or financial transaction. All trading activity occurs on third-party brokerage platforms over which the Company has no control. The Company shall have no liability for any trade execution, slippage, system error, or financial loss arising from broker integrations.

11. NO FINANCIAL ADVICE — CRITICAL DISCLAIMER

11.1 Technology Tool Only

The Platform is a technology automation tool designed to facilitate the distribution of content via Telegram. The Company does not analyse, generate, create, verify, endorse, approve, or have any responsibility for any trading signal, market commentary, investment recommendation, or financial content posted by any User on the Platform.

11.2 No Signal Generation

The Company does not generate, provide, or distribute any trading signals. All signals, alerts, recommendations, and financial content distributed through the Platform originate solely from the Users who create and operate their Telegram bots and channels. The Company has no involvement in the creation, accuracy, or quality of such content.

11.3 User Responsibility for Financial Content

Any User who distributes trading signals, financial commentary, or investment-related content through the Platform does so entirely on their own account and at their own risk. Such Users are solely responsible for ensuring that their activities comply with applicable financial services laws and regulations in every jurisdiction in which they operate or in which their End Clients are located.

11.4 No Guarantee of Results

The Company makes no representation or warranty that the use of any trading signal, bot, or content distributed through the Platform will result in profit or avoid loss. Trading in financial markets involves substantial risk of loss. Past performance of any signal, strategy, or content is not indicative of future results.

11.5 Seek Independent Advice

Users and End Clients should seek independent financial, legal, and tax advice before making any investment or trading decision. The Company strongly encourages all persons to understand the risks involved before engaging in any trading activity.

12. CONTENT DISCLAIMER AND USER-GENERATED CONTENT

12.1 No Control Over Content

The Company does not monitor, review, verify, or control the Content posted, transmitted, or distributed by Users through the Platform. The Company acts solely as a passive conduit for the transmission of User Content and assumes no responsibility or liability for such Content.

12.2 User Ownership and Licence

You retain all ownership rights in the Content you submit through the Platform. By submitting Content, you grant the Company a limited, non-exclusive, royalty-free licence to store, display, and transmit your Content solely to the extent necessary to provide the Services.

12.3 Content Standards

You represent and warrant that: (a) you own or have the necessary rights to all Content you submit; (b) your Content does not infringe any third-party intellectual property rights; (c) your Content does not violate any applicable law; and (d) your Content will not cause damage to any person.

12.4 Company's Right to Remove Content

The Company reserves the right (but is not obligated) to remove, disable, or restrict access to any Content at its sole discretion, without notice, if it reasonably believes such Content violates these Terms, applicable law, or any third-party rights.

12.5 No Quality Control

The Company expressly disclaims any responsibility for the quality, accuracy, reliability, timeliness, or completeness of any trading signal or financial content posted by Users. The Company does not test, validate, backtest, or evaluate any signal strategy. End Clients who rely on such content do so entirely at their own risk.

13. INTELLECTUAL PROPERTY

The Platform, its design, software, source code, algorithms, databases, features, and all related intellectual property are owned by the Company and protected under applicable intellectual property laws. These Terms do not grant you any right, title, or interest in the Company's intellectual property. You may not copy, modify, distribute, sell, or lease any part of the Services without the Company's prior written consent.

'Trading Layer' and associated logos and marks are trademarks of the Company. You may not use these marks without our express written permission.

14. THIRD-PARTY SERVICES AND LINKS

The Platform integrates with or provides links to third-party services including, but not limited to, Telegram, third-party brokers, payment processors, and AI service providers. The Company is not responsible for the content, availability, accuracy, or practices of any third-party service. Your use of third-party services is subject to their respective terms and policies. The Company shall not be liable for any loss or damage caused by your use of any third-party service.

15. DATA PRIVACY

The Company's collection, use, and processing of personal data is governed by our Privacy Policy, available at https://trading-layer.com/legal/privacy-policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the processing of your data as described in the Privacy Policy.

As a User who operates Telegram bots and collects data from your End Clients through the Platform, you are an independent data controller with respect to your End Clients' personal data. You are solely responsible for: (a) complying with all applicable data protection laws with respect to your End Clients' data; (b) obtaining all necessary consents from your End Clients; and (c) providing your End Clients with an appropriate privacy notice.

16. LIMITATION OF LIABILITY

16.1 Exclusion of Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY: (A) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES; (B) LOSS OF PROFITS OR REVENUES; (C) LOSS OF DATA; (D) TRADING LOSSES OR FINANCIAL LOSSES OF ANY KIND; (E) LOSS OF GOODWILL; OR (F) COST OF SUBSTITUTE SERVICES, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

16.2 Cap on Liability

IN NO EVENT SHALL THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE TOTAL AMOUNT PAID BY YOU TO THE COMPANY IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

16.3 Specific Exclusions

Without limiting the foregoing, the Company is specifically NOT liable for:

  • Any financial loss, trading loss, or investment loss incurred by you or any End Client as a result of any trading signal, alert, or content distributed through the Platform;
  • The accuracy, reliability, or completeness of any trading signal or financial content distributed by any User;
  • The conduct, content, or activities of any Signal Provider or other User on the Platform;
  • Any loss arising from the connection of a broker or trading account to the Platform;
  • The failure, interruption, or unavailability of Telegram or any third-party service;
  • Any regulatory action taken against you or your End Clients in connection with your use of the Platform;
  • Any unauthorised access to your account or bot resulting from your failure to maintain adequate security.

16.4 Essential Basis

You acknowledge that the limitations of liability in this Section 16 reflect a reasonable and fair allocation of risk between the parties, and that the Company would not enter into this Agreement without such limitations.

17. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company and its officers, directors, employees, agents, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable legal fees) arising out of or relating to:

  • Your violation of these Terms;
  • Your use of the Services or the Platform;
  • Any Content you post, transmit, or distribute through the Platform;
  • Any trading signal or financial content you distribute to End Clients;
  • Your violation of any applicable law or regulation, including any financial services regulation;
  • Any claim by an End Client relating to content distributed through your Telegram bot or channel;
  • Your breach of any representation or warranty made in these Terms;
  • Any claim that your Content infringes the intellectual property rights of any third party.

18. DISCLAIMERS AND WARRANTIES

18.1 As-Is Basis

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO: IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

18.2 Service Availability

The Company does not warrant that the Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components. The Company does not warrant that any defects in the Services will be corrected. Temporary suspension of the Services for maintenance, updates, or other operational reasons shall not constitute a breach of these Terms.

18.3 No Warranty on Content

The Company makes no warranty regarding the accuracy, reliability, completeness, or suitability of any Content distributed by Users through the Platform. The Company expressly disclaims all warranties with respect to User-generated Content.

19. TERMINATION

19.1 Termination by User

You may terminate your account at any time by cancelling your Subscription as described in Section 7.1. Upon cancellation, your access will continue until the end of the current billing period.

19.2 Termination by Company

The Company may, in its sole discretion, suspend or terminate your access to the Services immediately and without prior notice if:

  • You breach any provision of these Terms;
  • The Company is required to do so by law or regulatory order;
  • Your use of the Platform poses a risk to the Company, other Users, or third parties;
  • You engage in fraudulent, abusive, or unlawful conduct;
  • You fail to make any payment due under these Terms.

19.3 Effect of Termination

Upon termination: (a) all rights granted to you under these Terms immediately cease; (b) you must immediately stop using the Services; (c) the Company may delete your account data in accordance with the Privacy Policy; (d) provisions of these Terms that by their nature should survive termination shall survive, including Sections 11, 12, 13, 16, 17, and 20.

20. GOVERNING LAW AND DISPUTE RESOLUTION

20.1 Governing Law

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the United Arab Emirates, specifically the Federal laws of the UAE and, where applicable, the laws of the Emirate of Dubai.

20.2 Jurisdiction

Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of Dubai, United Arab Emirates. You irrevocably waive any objection to proceedings in these courts on the grounds of inconvenient forum or otherwise.

20.3 Informal Resolution

Before initiating any legal proceedings, you agree to contact the Company at support@trading-layer.com and make a good-faith effort to resolve the dispute informally within thirty (30) days of notifying the Company of the dispute.

20.4 Waiver of Class Actions

To the fullest extent permitted by applicable law, you and the Company agree that any dispute resolution proceedings will be conducted on an individual basis only, and not as part of a class, consolidated, or representative action.

21. CHANGES TO THESE TERMS

The Company reserves the right to modify these Terms at any time. If we make material changes, we will notify you by email to the address associated with your account and/or by posting a prominent notice on the Platform at least fourteen (14) days before the changes take effect. Your continued use of the Services after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must cancel your Subscription and stop using the Services before the changes take effect.

22. SEVERABILITY AND ENTIRE AGREEMENT

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall otherwise remain in full force and effect.

These Terms, together with the Privacy Policy and the Refund Policy, constitute the entire agreement between you and the Company with respect to the subject matter herein and supersede all prior and contemporaneous agreements, representations, and understandings. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.

23. CONTACT INFORMATION

If you have any questions, complaints, or concerns about these Terms or the Services, please contact us: